Mortgage Loan Underwriter
Resume Work Experience Examples & Samples
Overview of Mortgage Loan Underwriter
Mortgage Loan Underwriters are responsible for evaluating and assessing the creditworthiness of potential borrowers to determine their eligibility for a mortgage loan. They review and analyze financial information, including credit reports, income statements, and employment history, to ensure that the borrower meets the lender's criteria for loan approval. This role requires a strong understanding of financial regulations, underwriting guidelines, and risk management principles.
Mortgage Loan Underwriters play a critical role in the mortgage lending process, as their decisions directly impact whether a loan is approved or denied. They must be able to make sound judgments based on the information available, while also considering the potential risks associated with the loan. This requires a high level of attention to detail, analytical skills, and the ability to work under pressure.
About Mortgage Loan Underwriter Resume
A Mortgage Loan Underwriter resume should highlight the candidate's experience in underwriting, as well as their knowledge of financial regulations and underwriting guidelines. It should also demonstrate the candidate's ability to analyze financial information and make sound judgments based on that analysis. Additionally, the resume should showcase the candidate's attention to detail, analytical skills, and ability to work under pressure.
When writing a Mortgage Loan Underwriter resume, it is important to focus on the candidate's experience in underwriting, as well as their knowledge of financial regulations and underwriting guidelines. The resume should also highlight the candidate's ability to analyze financial information and make sound judgments based on that analysis. Additionally, the resume should showcase the candidate's attention to detail, analytical skills, and ability to work under pressure.
Introduction to Mortgage Loan Underwriter Resume Work Experience
The work-experience section of a Mortgage Loan Underwriter resume should include a detailed description of the candidate's previous underwriting experience, including the types of loans they have underwritten and the financial institutions they have worked for. It should also highlight any specific underwriting guidelines or regulations that the candidate is familiar with, as well as any specialized training or certifications they have received.
In addition to detailing the candidate's previous underwriting experience, the work-experience section of a Mortgage Loan Underwriter resume should also highlight their ability to analyze financial information and make sound judgments based on that analysis. It should also showcase the candidate's attention to detail, analytical skills, and ability to work under pressure. Finally, the work-experience section should include any relevant achievements or contributions the candidate has made to their previous employers.
Examples & Samples of Mortgage Loan Underwriter Resume Work Experience
Mortgage Loan Underwriter
ABC Mortgage Company, New York, NY - Mortgage Loan Underwriter (2018 - Present)
Responsible for reviewing and evaluating mortgage loan applications to determine creditworthiness and eligibility. Analyzed financial data, credit reports, and property appraisals to make informed decisions. Achieved a 95% approval rate on loan applications, significantly reducing the turnaround time for loan approvals.
Mortgage Loan Underwriter
TUV Financial Services, Salt Lake City, UT - Mortgage Loan Underwriter (1986 - 1988)
Processed and underwrote mortgage loan applications, ensuring compliance with underwriting guidelines. Participated in team meetings to discuss underwriting trends and strategies. Achieved an 75% approval rate on loan applications, contributing to the company's success.
Mortgage Loan Underwriter
QRS Mortgage Solutions, Portland, OR - Mortgage Loan Underwriter (1988 - 1990)
Analyzed mortgage loan applications, verifying borrower information and property details. Assisted in training new underwriters on company policies and procedures. Contributed to a 3% increase in loan approval rates through effective risk assessment.
Mortgage Loan Underwriter
EFG Mortgage Solutions, Minneapolis, MN - Mortgage Loan Underwriter (1996 - 1998)
Analyzed mortgage loan applications, verifying borrower information and property details. Assisted in training new underwriters on company policies and procedures. Contributed to a 5% increase in loan approval rates through effective risk assessment.
Mortgage Loan Underwriter
BCD Financial, Phoenix, AZ - Mortgage Loan Underwriter (1998 - 2000)
Reviewed and approved mortgage loan applications, ensuring adherence to company policies and regulatory requirements. Communicated with borrowers to clarify information and resolve discrepancies. Reduced loan processing time by 10% through efficient underwriting practices.
Mortgage Loan Underwriter
DEF Bank, Los Angeles, CA - Mortgage Loan Underwriter (2014 - 2016)
Evaluated and approved mortgage loan applications based on credit history, income verification, and property value. Communicated with borrowers to clarify information and resolve discrepancies. Reduced loan processing time by 20% through streamlined underwriting processes.
Mortgage Loan Underwriter
HIJ Financial Services, Las Vegas, NV - Mortgage Loan Underwriter (1994 - 1996)
Processed and underwrote mortgage loan applications, ensuring compliance with underwriting guidelines. Participated in team meetings to discuss underwriting trends and strategies. Achieved an 80% approval rate on loan applications, contributing to the company's success.
Mortgage Loan Underwriter
BCD Mortgage Solutions, Houston, TX - Mortgage Loan Underwriter (1980 - 1982)
Analyzed mortgage loan applications, verifying borrower information and property details. Assisted in training new underwriters on company policies and procedures. Contributed to a 2% increase in loan approval rates through effective risk assessment.
Mortgage Loan Underwriter
JKL Financial Group, Dallas, TX - Mortgage Loan Underwriter (2010 - 2012)
Processed and underwrote mortgage loan applications, verifying borrower information and property details. Participated in team meetings to discuss underwriting trends and strategies. Achieved a 90% approval rate on loan applications, contributing to the company's success.
Mortgage Loan Underwriter
ZAB Financial, Austin, TX - Mortgage Loan Underwriter (1982 - 1984)
Reviewed and approved mortgage loan applications, ensuring adherence to company policies and regulatory requirements. Communicated with borrowers to clarify information and resolve discrepancies. Reduced loan processing time by 3% through efficient underwriting practices.
Mortgage Loan Underwriter
YZA Mortgage Company, Atlanta, GA - Mortgage Loan Underwriter (2000 - 2002)
Evaluated mortgage loan applications for creditworthiness and compliance with underwriting standards. Collaborated with real estate agents and appraisers to obtain necessary property information. Successfully underwrote over 200 loans, maintaining a high level of accuracy.
Mortgage Loan Underwriter
KLM Mortgage Company, Orlando, FL - Mortgage Loan Underwriter (1992 - 1994)
Evaluated mortgage loan applications for creditworthiness and compliance with underwriting standards. Collaborated with real estate agents and appraisers to obtain necessary property information. Successfully underwrote over 100 loans, maintaining a high level of accuracy.
Mortgage Loan Underwriter
PQR Financial, Boston, MA - Mortgage Loan Underwriter (2006 - 2008)
Reviewed and approved mortgage loan applications, ensuring adherence to company policies and regulatory requirements. Communicated with borrowers to clarify information and resolve discrepancies. Reduced loan processing time by 15% through efficient underwriting practices.
Mortgage Loan Underwriter
XYZ Financial Services, Chicago, IL - Mortgage Loan Underwriter (2016 - 2018)
Reviewed and processed mortgage loan applications, ensuring compliance with company policies and regulatory requirements. Collaborated with loan officers and processors to gather necessary documentation. Successfully underwrote over 500 loans, maintaining a high level of accuracy and efficiency.
Mortgage Loan Underwriter
WXY Mortgage Company, Nashville, TN - Mortgage Loan Underwriter (1984 - 1986)
Evaluated mortgage loan applications for creditworthiness and compliance with underwriting standards. Collaborated with real estate agents and appraisers to obtain necessary property information. Successfully underwrote over 50 loans, maintaining a high level of accuracy.
Mortgage Loan Underwriter
GHI Mortgage Solutions, Miami, FL - Mortgage Loan Underwriter (2012 - 2014)
Reviewed and analyzed mortgage loan applications, ensuring adherence to underwriting guidelines. Assisted in training new underwriters on company policies and procedures. Contributed to a 15% increase in loan approval rates through effective risk assessment.
Mortgage Loan Underwriter
VWX Financial Services, Denver, CO - Mortgage Loan Underwriter (2002 - 2004)
Processed and underwrote mortgage loan applications, ensuring compliance with underwriting guidelines. Participated in team meetings to discuss underwriting trends and strategies. Achieved an 85% approval rate on loan applications, contributing to the company's success.
Mortgage Loan Underwriter
NOP Financial, San Diego, CA - Mortgage Loan Underwriter (1990 - 1992)
Reviewed and approved mortgage loan applications, ensuring adherence to company policies and regulatory requirements. Communicated with borrowers to clarify information and resolve discrepancies. Reduced loan processing time by 5% through efficient underwriting practices.
Mortgage Loan Underwriter
MNO Mortgage Services, San Francisco, CA - Mortgage Loan Underwriter (2008 - 2010)
Evaluated mortgage loan applications for creditworthiness and compliance with underwriting standards. Collaborated with real estate agents and appraisers to obtain necessary property information. Successfully underwrote over 300 loans, maintaining a high level of accuracy.
Mortgage Loan Underwriter
STU Mortgage Solutions, Seattle, WA - Mortgage Loan Underwriter (2004 - 2006)
Analyzed mortgage loan applications, verifying borrower information and property details. Assisted in training new underwriters on company policies and procedures. Contributed to a 10% increase in loan approval rates through effective risk assessment.